Nationwide SmartMiles offers a different approach to car insurance for those who drive less frequently. Instead of a single, fixed premium, this program divides the payment into two parts: a consistent base amount and a variable component based on actual driving. The base premium is fixed each month, while the variable premium adjusts according to the miles driven. To participate, users must track their driving either with a small device or through a connected car system. Nationwide provides a device that plugs into the vehicle’s onboard diagnostics port, which collects data on driving patterns. Alternatively, drivers of Ford or Lincoln vehicles from 2018 or newer can use their vehicle’s built-in connectivity system to send driving information directly to Nationwide. This information is essential for determining the variable portion of the premium. Users need to manage their policy through an online portal provided by Nationwide. By logging into this portal, they can review the driving data collected from their device or vehicle system. This data is used to adjust the variable part of their insurance premium, based on their driving behavior. Most cars manufactured since 1996 are eligible for the SmartMiles program, but the system may not work with some types of vehicles, including certain hybrids and diesel engines. These vehicles might not be compatible with the tracking device, which could affect their ability to participate in the program. For ongoing policy management, users rely on the online platform to oversee their insurance details. This includes accessing and reviewing driving data that influences the variable part of their premium. This approach links insurance costs more closely to driving habits rather than maintaining a standard, fixed rate. Users must engage with the digital tools provided to monitor their driving data and manage their policy effectively. The system aims to adapt insurance pricing based on actual usage rather than a fixed annual rate, making it distinct from traditional insurance models.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Pick up your phone and call 1-855-241-9720
Tell the rep you need to cancel
Request that the agent emails you confirmation or gives you a verbal confirmation code
Ask the representative if you will be charged again
Keep the proof given to you for your records
Web Form
Follow these steps:
Goto the website https://www.nationwide.com/personal/contact/online-form
Fill out the page with your information where it requested to do so
