How to Cancel TransUnion

• Transunion
• TransUnion
• Trans Union
• Transunion.com

TransUnion is an American consumer credit reporting agency. In more than thirty countries, TransUnion gathers and compiles data on over one billion unique consumers, including “200 million files profiling virtually every credit-active consumer in the United States.” There are more than 65,000 companies among its clients. TransUnion, based in Chicago, Illinois, generated US$1.3 billion in sales in 2014. Along with Experian and Equifax, it is the smallest of the three biggest credit reporting companies (known as the “Big Three”). Additionally, TransUnion sells credit reports and other fraud and credit protection goods straight to customers. The business is required by U.S. legislation to offer consumers one free credit report each year, just like all other credit reporting agencies. A further expanding area of TransUnion’s business is its commercial big data offerings, especially its deep AI-TLOxp product. TransUnion is a direct descendant of Standard Oil through Union Tank Car Company, which was the parent company for TransUnion when it was first established in 1968. The Credit Bureau of Cook County, which held and managed 3.6 million credit accounts, was purchased the following year. TransUnion was purchased by the Chicago-based holding firm The Marmon Group in 1981 for roughly $688 million. Madison Dearborn Partners sold it to Goldman Sachs Capital Partners and Advent International in 2010. 2014 saw TransUnion purchase TLO, a data firm founded by Hank Asher. TransUnion first went public on June 25, 2015, and is now traded openly under the ticker TRU. TransUnion ultimately started providing goods and services to both clients and customers. To better anticipate customer repayment and debt behavior, TransUnion updated its traditional credit score offering for businesses to include trended data. CreditVision is a program that was introduced in October 2013. Landlords can easily conduct credit and security checks with its SmartMove service. Additionally, the service offers credit and background investigations for its affiliate businesses, like RentSpree. To support hospitals and healthcare systems with post-service eligibility determination, the business purchased eScan Data Systems of Austin, Texas, in September 2013. TransUnion’s ClearIQ platform, which tracks patients’ demographic and insurance-related information to enable benefit verification, has the technology integrated into it. In November 2013, TransUnion purchased TLO LLC, a business that uses data to support its risk management and research tools. Its TLOxp technology combines data sets and applies a unique method to find connections between the data. A TransUnion study from 2014 revealed that informing credit bureaus about rental payments can improve credit scores. TransUnion responded by starting a service called ResidentCredit that makes it simple for landlords to submit information about their tenants on a monthly basis. These reports detail each tenant’s payment amount, the promptness of their most recent payment, and any outstanding balance they may still be due. As a consequence, some businesses have begun providing TransUnion with information regarding rent payments. TransUnion paid $21 million, less debts, in 2015 to purchase Trustev, a digital verification business that specializes in online fraud. Consumer reporting company FactorTrust, which specializes in alternative credit data, was purchased by TransUnion in 2017. TransUnion revealed in mid-April 2018 that it planned to acquire CallCredit Information Group, a company based in the UK, for $1.4 billion, pending regulatory approval. TransUnion finalized the acquisition of Neustar on December 1, 2021. Your TransUnion subscription includes a tool called CreditCompass that will assist you in raising your credit score. CreditCompass collects information based on your payment history, credit changes, and amount of debt. It then makes informed suggestions that you can start implementing to start seeing results. Suggestions and recommendations from CreditCompass are driven by VantageScore and based on your specific credit profile. You have more control over your credit reports thanks to the special function called Credit Lock Plus. Your TransUnion and Equifax credit reports can be locked and unlocked using this function from a phone or computer. If you had your credit reports locked, someone attempting to apply for credit in your name using stolen personal information would be refused access. Your files can be locked as easily as they can be unlocked. Everything is manageable from your TransUnion account. An additional line of defense against internet hackers and other identity thieves is offered by Credit Lock Plus. Standard with your TransUnion membership is Credit Lock Plus. Despite not being a part of the TransUnion credit monitoring plan, this tool is still important. TrueIdentity is a tool provided by TransUnion. With just one click, TrueIdentity’s lock feature enables you to protect your TransUnion record for free. The Credit Lock Plus feature offered by TransUnion as part of their paid subscription package is comparable to TrueIdentity. The distinction is that TrueIdentity only allows you to secure your TransUnion report, whereas Credit Lock Plus allows you to lock both your TransUnion and Equifax reports. You will also receive free TransUnion report access, up to $25,000 in identity theft insurance, and free email alerts in addition to the lock and unlock function. If you don’t require extensive credit tracking, TransUnion’s TrueIdentity service is perfect for you. It is completely free. You can eliminate uncertainty from your credit choices with the aid of TransUnion’s credit score simulator. You can use the credit score simulator to see precisely what would happen when you take particular actions rather than risking your credit. Consider the scenario where you were planning to register for a new credit card but wanted to first see how it would impact your credit score. The simulator is able to carry out this action and provide you with a projected simulated result. There are thousands of potential scenarios and 14 distinct categories to choose from in the simulator. If you intend to apply for a sizable loan, such as a mortgage, using a tool like this can be particularly helpful. When it comes time to start applying for a mortgage, avoiding costly credit mistakes to keep a high credit score could guarantee you get the best rate possible.

Get together the following account information:

• First Name
• Last Name
• Social Security Number
• Date of Birth
• E-mail Address on account
• Password
• Notes
• Address 1
• Address 2
• City
• State/Province/Region
• ZIP/Postal Code
• Country (if outside USA)

Follow these steps:

1. Goto the website https://membership.tui.transunion.com/tucm/login.page?
2. Login with your email address and password
3. Click on the link or button that says “Support” in the upper right hand corner
4. Click on the link or button that says “Manage subscription”
5. Click on the link or button that says the link to cancel your account
6. Click on the link or button that says “Continue cancellation”
7. Keep the proof given to you for your records

Follow these steps:

1. Pick up your phone and call 1-800-493-2392
2. Pick phone menu option 1
3. Tell the rep you need to cancel
4. So they can find your account, give the rep your information when asked for it
5. Just to be sure, ask for a refund
6. Request that the agent emails you confirmation or gives you a verbal confirmation code
7. Keep the proof given to you for your records

Follow these steps:

1. Pick up your phone and call 1-800-508-2597
2. Tell the rep you need to cancel
3. So they can find your account, give the rep your information when asked for it
4. Just to be sure, ask for a refund
5. Request that the agent emails you confirmation or gives you a verbal confirmation code
6. Keep the proof given to you for your records